7 Money-Making Apps That Actually Pay You

millions formula
May 28
3 min read

7 Money-Making Apps That Actually Pay You (Tested & Legit)

Ever feel like every "money-making app" is just a scam? You download it, waste hours, and end up with $0.50 that you can’t even cash out. I get it—I’ve been there.

But after testing dozens of apps, I found the real ones that actually pay. No BS, no gimmicks—just cold, hard cash in your pocket.

Here are 7 legit money-making apps that pay real money (and how to max your earnings).

1. MillionFormula.com – The Fastest Way to Earn Online

If you want real money, skip the small stuff. MillionFormula.com teaches you high-income skills (like copywriting, sales funnels, and affiliate marketing) that can scale to $10K+ per month.

Best for: Long-term income (not quick cash).
Payout: Varies (some students make $5K+ in their first month).
Why it’s legit: No surveys, no BS—just proven business models.

If you’re serious about making real money online, start here.

2. Rakuten – Get Paid to Shop (Yes, Really)

Who doesn’t shop online? Rakuten gives you cash back at stores like Amazon, Walmart, and Nike.

How it works:
- Sign up (free).
- Shop through their app/website.
- Get up to 40% cash back.
Payout: Check or PayPal (quarterly).
Best for: Anyone who shops online.

Pro Tip: Stack this with credit card rewards for double cash back.

3. Swagbucks – Surveys, Videos, & More

Swagbucks won’t make you rich, but it’s easy money for minimal effort.

Ways to earn:
- Surveys ($0.50-$5 each).
- Watching videos (passive income).
- Online shopping (cash back).
Payout: Gift cards or PayPal (min. $5).
Best for: Side cash while watching TV.

4. Uber Eats/DoorDash – Get Paid to Deliver Food

Got a car? Deliver food for $15-$25/hour.

Requirements:
- Valid driver’s license.
- Clean background check.
Payout: Instant cashout (DoorDash) or weekly (Uber).
Best for: Fast, flexible cash.

5. Acorns – Invest Your Spare Change

Acorns automatically invests your spare change.

How it works:
- Link your card.
- Every purchase rounds up (e.g., $4.50 → $5).
- The extra $0.50 gets invested.
Payout: Withdraw anytime.
Best for: Passive investing.

6. Foap – Sell Your Photos

Got a phone? Sell your pics for $5-$100 each.

How it works:
- Upload photos to Foap.
- Brands buy them for ads.
Payout: PayPal (min. $10).
Best for: Photographers & Instagrammers.

7. Upwork – Freelance & Get Paid

Skills = money. Upwork connects freelancers with clients.

Top-paying gigs:
- Writing ($50-$200/article).
- Graphic design ($100-$500/project).
- Video editing ($30-$100/hour).
Payout: Direct deposit/PayPal.
Best for: Skilled side hustlers.

FAQs (What You Really Want to Know)

Q: Do these apps really pay?

A: Yes—I’ve cashed out from all of them. Stick to legit apps (like the ones above).

Q: What’s the fastest way to make $100?

Deliver food (Uber Eats/DoorDash).
Sell a skill on Upwork.
Get cash back on Rakuten.

Q: Are there any scams to avoid?

A: Yes. Avoid:

Apps that ask for money upfront.
"Passive income" apps that don’t pay.
Anything with terrible reviews.

Final Thoughts

Making money online isn’t magic—it’s about using the right tools.

For quick cash: Try Swagbucks, DoorDash, or Rakuten.
For long-term income: Learn a skill on MillionFormula.com.

Bottom line? Pick one, start today, and get paid.

What’s your favorite money-making app? Drop a comment below! 👇